How It Works
Learn more about how the payday financing advance process works. We'll explain what it is, how you qualify, and how you can sign up.
Payday Financing Advance Explained
A payday financing advance is a relatively small loan that is secured against your next paycheck. A payday financing advance is ideal for covering emergency expenses when you come up short on cash. With traditional loans, you have to complete time-consuming application and approval processes. In contrast, you can request a payday financing advance in minutes and possibly have the funds in your account by the next business day. A payday financing advance is a no-hassle way to get the cash you need quickly. We have complied some of the top reasons to get an advance that can help give you a better understanding of how a advance can help you.
Qualifying for a Payday Financing Advance
If you have a job and a bank account, you will probably qualify for a payday financing advance. You will just need to meet the following criteria:
- You have a checking or savings account with a direct deposit feature
- You earn at least $1,000 per month
- You are employed or have another source of regular income
- You are a U.S. citizen
- You are at least 18 years old
Getting Your Payday Financing Advance
You can have your payday financing advance in a few simple steps. Here is how the process works:
- Fill out our online sign up form. The form will ask you for some basic contact, employment, and bank account information. Our payday financing advance form is completely free.
- Get your approval decision. We will let you know within seconds of submitting your sign up form if you have been approved for a payday financing advance.
- A representative will contact you. If you're approved, a payday financing advance representative will contact you to verify your information and complete the process.
- Your payday financing advance is deposited. If you signed up during normal business hours, your funds may be in your account by the next business day.
